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Property All Risks

Chances are you’re here because you’ve just bought your dream home, whether it is a standalone house or an apartment. Protecting it from circumstances out of your control is the least you can do to protect both your pocket and home.

Property All Risk insurance protects your private property from what we call "risks and perils". This type of insurance is important for homeowners as Sompo Insurance covers one of the most important assets you might have  your personal residence, as well as furnishings and the vehicle(s) within the property premise  from damages or losses arising from fires, natural disasters, and other unfortunate incidents. Nobody can predict the future. But, what you can do is ensure you’re covered for any potential losses that could come your way.

This is the most comprehensive type of insurance coverage and often is mandatory for your mortgage. The premium varies depending on assessment of the insured property.

 

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PRODUCT FEATURES & OPTIONS

FLEXAS Coverage

FLEXAS Coverage

Includes coverage for losses and damages caused by fires, lightning, explosions and the impact of falling airplane parts, and smoke.

Natural Disasters Coverage

Natural Disasters Coverage

Covers losses and damages caused by earthquake, volcanic eruptions, fire and explosions following an earthquake and/or volcanic eruption and/or tsunami.

Expandable Coverage

Expandable Coverage

Depending on the location of your property, you may want to consider covering your property from risks such as riots, strikes, malicious acts, civil commotions, and water damage caused by floods, hurricanes, and storms.

Expandable Coverage

Available as Sharia Insurance

If you prefer a Sharia-compliant insurance for your house, you can find this option in the More Information section below.

MORE INFORMATION

Sharia Option

Sharia Option

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