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Motor Vehicle Insurance Sharia

Sharia insurance is a system in which the participants share the risks by donating (infaq) part or the entire contribution through a tabarru fund, which will be used to pay the claim in case an accident occurs to one or some of the participants. Sompo Insurance’s role in this case is merely that of a fiduciary company that will manage and invest the funds collected from participants’ contributions. The insurer is responsible only for the operational management of the funds and not as the underwriter as commonly found in conventional insurance.

Similar to the conventional product, Motor Vehicle Insurance Sharia protects you and your car from any losses and damages caused by accidents, thefts, or crimes, according to sharia principles. With Motor Vehicle Insurance Sharia, you will have peace of mind knowing that your car, yourself, and your family members are protected by one of the biggest, as well as most experienced and reputable insurers in Indonesia and the world.

 

PRODUCT FEATURES

609 Workshop Across Indonesia

Nationwide Workshops

Supported by more than 600 official partner workshops across Indonesia with guaranteed quality workmanship, expertise, and spare parts supplies.

Emergency Road Assistance in Jabodetabek

Emergency Road Assistance in Jabodetabek

Includes emergency assistance if your insured vehicle breaks down because of battery failure, runs out of fuel, gets a flat tire, and/or if you get locked out.

Transport Allowance

Transport Allowance

Includes transportation allowance of Rp 150,000 per day (maximum five days) if your vehicle needs to be repaired for more than seven days.

Personal Belonging Coverage

Personal Belonging Coverage

Includes compensation for losses or damages to personal items caused by a car accident (maximum Rp 2 million per insurance coverage period).

Includes Medical Evacuation

Includes Medical Evacuation

Should an accident happens on the road, medical transportation by ambulance for insured driver and passenger is covered (max of Rp 1 million per insurance coverage period).

New for Old

New for Old

A replacement vehicle is provided if your new car (maximum 6 months old) is damaged or lost.

Theft By Driver

Theft by Driver

Covers losses and/or damages to your vehicle due to theft and/or attempted theft by a driver who has been employed for 12 consecutive months.

MORE INFORMATION

Insurance Glossary

Insurance Glossary

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