Do you need maximum vehicle protection for longer period?
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Long-Term Motor Protection is a comprehensive car insurance policy which protects you and your car from any losses and damages caused by accidents, malicious acts, thefts, and fires for 2-5 years. Even though having one is not mandatory by law in Indonesia, it can save you from huge out of pocket expenses in the future.
With Long-Term Motor Protection, you would have the peace of mind knowing that you can ease your financial burden in the event of unwanted incidents. Supported by the best services in claim reporting, this product is suitable for those of you who prioritize safety and comfort.
Fire Coverage
Covers damages and losses sustained to your car due to an accidental fire.
Accident Coverage
Covers losses and damages due to collisions, overturning, skidding, and falling.
Theft Coverage
Covers for the losses incurred if your car is stolen.
Malicious Act Coverage
Covers for your losses in case your car is involved in a crime.
Rewards for Good Drivers
Rewards safe driving behavior up to 45% from the total premium paid.
Select Plans That You Need
Five different plans are available according to your needs. Additional coverage can be purchased upon request.
| Coverages | Bronze | Silver | Gold | Titanium | Platinum |
|---|---|---|---|---|---|
|
Comprehensive |
According to the insured value |
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|
Third party liability |
Rp 10,000,000 | Rp 10,000,000 | Rp 25,000,000 | Rp 25,000,000 |
Rp 50,000,000 |
|
Personal accident for driver |
Rp 25,000,000 | Rp 25,000,000 | Rp 50,000,000 | Rp 50,000,000 |
Rp 50,000,000 |
|
Personal accident for passenger |
Rp 10,000,000 | Rp 10,000,000 | Rp 10,000,000 | Rp 25,000,000 |
Rp 25,000,000 |
|
Riot, strike, civil commotion |
N/A |
According to the insured value |
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|
Terrorism and sabotage |
N/A |
According to the insured value |
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|
Flood and typhoon |
N/A |
According to the insured value |
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|
Earthquake, tsunami, volcanic eruption |
N/A |
According to the insured value |
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|
Transportation allowance |
N/A | N/A | Maximum Rp 100,000/day & max. 15 days per year | ||
|
Emergency roadside assistance |
N/A | N/A |
Maximum Rp 1,500,000/year. Maximum Rp 750,000 for claim by reimbursement |
||
| Lost vehicle keys | N/A | N/A |
Maximum Rp 1,000,000/year |
||
| Theft by driver | N/A | N/A | N/A | N/A |
According to the insured value |
| Reimbursement of medical expenses | N/A | N/A | Maximum Rp 10,000,000/year | ||
|
Reimbursement of ambulance |
N/A | N/A |
Maximum Rp 2,500,000/year |
||
|
Personal effects |
N/A | N/A |
Maximum Rp 2,500,000/year |
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Long-term Motor Protection rewards you for being a good driver according to the plan and period you have chosen.
| Period | Bronze | Silver | Gold | Titanium | Platinum |
|---|---|---|---|---|---|
|
2 Years |
10% |
10% |
15% |
17.5% | 20% |
|
3 Years |
15% |
15% |
20% |
22.5% | 25% |
|
4 Years |
25% | 25% | 25% | 30% |
35% |
|
5 Years |
30% | 30% | 35% | 40% | 45% |
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