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Long Term Motor Protection

Long-Term Motor Protection is a comprehensive car insurance policy which protects you and your car from any losses and damages caused by accidents, malicious acts, thefts, and fires for 2-5 years. Even though having one is not mandatory by law in Indonesia, it can save you from huge out of pocket expenses in the future. 
 
With Long-Term Motor Protection, you would have the peace of mind knowing that you can ease your financial burden in the event of unwanted incidents. Supported by the best services in claim reporting, this product is suitable for those of you who prioritize safety and comfort.
 

Download Product Brochure (in Bahasa Indonesia only)

PRODUCT FEATURES & OPTIONS

Fire Coverage

Fire Coverage

Covers damages and losses sustained to your car due to an accidental fire.

Accident Coverage

Accident Coverage

Covers losses and damages due to collisions, overturning, skidding, and falling.

Theft Coverage

Theft Coverage

Covers for the losses incurred if your car is stolen.

Malicious Act Coverage

Malicious Act Coverage

Covers for your losses in case your car is involved in a crime.

Rewards for Good Drivers

Rewards for Good Drivers

Rewards safe driving behavior up to 45% from the total premium paid.

Select Plans that You Need

Select Plans That You Need

Five different plans are available according to your needs. Additional coverage can be purchased upon request.

COVERAGE BENEFIT PACKAGES AND INSURED LIMITS

Coverages Bronze Silver Gold Titanium Platinum

Comprehensive

According to the insured value

Third party liability

Rp 10,000,000 Rp 10,000,000 Rp 25,000,000 Rp 25,000,000

Rp 50,000,000

Personal accident for driver

Rp 25,000,000 Rp 25,000,000 Rp 50,000,000 Rp 50,000,000

Rp 50,000,000

Personal accident for passenger

Rp 10,000,000 Rp 10,000,000 Rp 10,000,000 Rp 25,000,000

Rp 25,000,000

Riot, strike, civil commotion

N/A

According to the insured value

Terrorism and sabotage

N/A

According to the insured value

Flood and typhoon

N/A

According to the insured value

Earthquake, tsunami, volcanic eruption

N/A

According to the insured value

Transportation allowance

N/A N/A Maximum Rp 100,000/day & max. 15 days per year

Emergency roadside assistance

N/A N/A

Maximum Rp 1,500,000/year.

Maximum Rp 750,000 for claim by reimbursement

Lost vehicle keys N/A N/A

Maximum Rp 1,000,000/year

Theft by driver N/A N/A N/A N/A

According to the insured value

Reimbursement of medical expenses N/A N/A Maximum Rp 10,000,000/year

Reimbursement of ambulance

N/A N/A

Maximum Rp 2,500,000/year

Personal effects

N/A N/A

Maximum Rp 2,500,000/year

REWARD FOR GOOD DRIVER

Long-term Motor Protection rewards you for being a good driver according to the plan and period you have chosen.

Period Bronze Silver Gold Titanium Platinum

2 Years

10%

10%

15%

17.5% 20%

3 Years

15%

15%

20%

22.5% 25%

4 Years

25% 25% 25% 30%

35%

5 Years

30% 30% 35% 40% 45%

MORE INFORMATION

Insurance Glossary

Insurance Glossary

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