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Home Safe First Insurance

Buying a house or an apartment is one of the most vital investments people spend all their lives working toward. Yet so many of them forget to secure and protect this very important investment. One of the most essential things you can do for your well-being and safety is to get insurance that would allow you to stay secured and covered in case of unfortunate circumstances.

Home Safe First insurance covers your residential property, vehicles, and other valuable belongings from risks that homeowners are most prone to. Should damages or losses occur to your house, or you and/or your family members require medical treatment, you will receive direct cash compensation according to the selected coverage plan.

The affordable premium starts at Rp 93,000 for a one-year protection period, and multiple options are available to fit your housing situation, e.g. landed house, an apartment below the 24th floor, or an apartment above the 24th floor.

 

Download Product Brochure (in Bahasa Indonesia only)

PRODUCT FEATURES

FLEXAS Coverage

FLEXAS Coverage
 

Compensates you for losses and damages that may happen to the insured building(s) caused by fires, lightning, explosions and the impact of falling aircraft parts, and smoke.

Covers riot, strike, malicious act, and civil commotion

Covers Riots, Strikes, Malicious Acts & Civil Commotions

Compensates you if your house gets damaged in a riot, strike, malicious act, or civil commotion.

Compensation caused by robbery

Covers Belongings and Furnishings

Compensates you if your personal belongings and furnitures within the house are lost in a fire.

Covers Theft & Burglary Risks

Covers Theft & Burglary Risks
 

Compensates you for losses due to theft and burglary, with damages to the house.

Covers Vehicle(s)

Covers Vehicle(s)
 

Compensates you if your two-wheeler or four-wheeler vehicle is lost in a fire.

Daily In-Patient Compensation

Daily In-Patient Compensation

Provides assistance if you and/or your family members have to be hospitalized due to accidents caused by fires, lightning, explosions and the impact of falling aircraft parts, and smoke.

Covers Death or Permanent Disabilities

Covers Death or Permanent Disabilities

Compensates you for death or disability caused by an accident at home.

Covers Medical Treatment

Covers Medical Treatment
 

Compensates you for medical treatment and medication required during hospitalization after an accident at home.

COVERAGE BENEFITS

 

Plan 1

Plan 2

Cash compensation for house or apartment

Rp 50,000.000

Rp 100,000,000

Cash compensation if the contents of house or apartment are lost or damaged due to fire

Rp 20,000.000

Rp 40,000,000

Cash compensation for four-wheel vehicles

Rp 1,500,000

Rp 3,000,000

Cash compensation for two-wheel vehicles

-

Rp 300,000

Cash compensation for hospitalization (maximum five people)

Rp 1,000,000

Rp 2,000,000

Cash compensation for death or permanent disability due to an accident (maximum five people) 

Rp 5,000,000

Rp 10,000,000

Compensation for medical expenses (maximum 5 people) 

Rp 1,000,000

Rp 2,000,000

Cash compensation for housing caused by riots, strikes, malicious acts, and civil commotions

Rp 50,000,000

Rp 100,000,000

Cash compensation in case of robbery at home or apartment

Rp 10,000,000

Rp 20,000,000

MORE INFORMATION

Insurance Glossary

Insurance Glossary

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